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1. How much can I get advanced
until my next payday and how much does it cost?
Many factors are considered to calculate the amount of your cash
advance, and the information you enter into the online application is
used to calculate that amount. Simply complete the online application to see how much you may qualify
for. Loans range from $100 to $1,000. There is never an application fee,
and completing the application does not obligate you to accept the loan.
If you qualify, you are given the opportunity to review the lenders
terms and conditions prior to accepting the loan.
2. How long does it
take to get the cash advance?
We understand that the purpose for a cash
advance or payday loan is often an emergency. Upon approval,
your cash is usually available in your checking account or savings account the next business day.
3. What are the requirements
for approval?
Please visit our Requirements web page for more details.
4. How do I receive the money
and how do I pay?
Loan proceeds are deposited directly into either your
checking account or your savings account. Loan payments are deducted
from the same account. Your lender agreement will explain repayment
options in greater detail, and they may vary from lender to lender.
5. Do you offer loans in my state?
Applications from all 50 U.S. States are accepted. We have a large lender network.
6. What if I have no credit
history or a bad credit bureau file?
We do not check your credit with the 3 major
bureaus, however other services such as TeleCheck, TeleTrack, and
Scan; which are NSF and Closed Account Check reporting services, MAY be utilized.
7. Do you require collateral?
No, we do not require any collateral.
8. Can I extend the time
allowed for full repayment of the cash advance amount plus
fee?
Each lender has its own renewal, extension or pay down
policies, and they may vary from lender to lender. You will be given an
opportunity to review your lender's terms prior to accepting a loan.
Non-payment of credit could result in collection activities.
9. I don't have a checking account. Can I use a savings account instead?
Yes. We accept applications from borrowers who have either a checking or savings account.
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