FREQUENTLY ASKED QUESTIONS Table of Contents : (click on question for answer or scroll down to view all questions and answers)· How much can I get advanced until my next payday and how much does it cost? How long does it take to get the cash advance? What are the requirements for approval? How do I get the money and how do I pay? Do you offer loans in my state? What if I have no credit history or a bad credit bureau file? Do you require collateral? Can I extend the time allowed for repayment of the cash advance plus fee? I don't have a checking account. Can I use a savings account instead?

1. How much can I get advanced until my next payday and how much does it cost?

Many factors are considered to calculate the amount of your cash advance, and the information you enter into the online application is used to calculate that amount. Simply complete the online application to see how much you may qualify for. Loans range from $100 to $1,000. There is never an application fee, and completing the application does not obligate you to accept the loan. If you qualify, you are given the opportunity to review the lenders terms and conditions prior to accepting the loan.

2. How long does it take to get the cash advance?

We understand that the purpose for a cash advance or payday loan is often an emergency. Upon approval, your cash is usually available in your checking account or savings account the next business day.

3. What are the requirements for approval?

Please visit our Requirements web page for more details.>/p>

4. How do I receive the money and how do I pay?

Loan proceeds are deposited directly into either your checking account or your savings account. Loan payments are deducted from the same account. Your lender agreement will explain repayment options in greater detail, and they may vary from lender to lender.

5. Do you offer loans in my state?

Applications from all 50 U.S. States are accepted. We have a large lender network.

6. What if I have no credit history or a bad credit bureau file?

We do not check your credit with the 3 major bureaus, however other services such as TeleCheck, TeleTrack, and Scan; which are NSF and Closed Account Check reporting services, MAY be utilized.

7. Do you require collateral?

No, we do not require any collateral.

8. Can I extend the time allowed for full repayment of the cash advance amount plus fee?

Each lender has its own renewal, extension or pay down policies, and they may vary from lender to lender. You will be given an opportunity to review your lender's terms prior to accepting a loan. Non-payment of credit could result in collection activities.

9. I don't have a checking account. Can I use a savings account instead?

Yes. We accept applications from borrowers who have either a checking or savings account.